I saw a card like this some time ago and then sat down and did it from memory, don't know if its as pretty as the one I got the idea from though.
I used Very Vanilla, Crumb Cake, and Baja Breeze card stock - love those colors together. The ribbon is Early Espresso striped grosgrain cut in half and the bottom edge is frayed a bit. Used my Big Shot alot on this card - Snowflake #2 die, Vintage Wallpaper embossing folder, and the Northern Frost Decorative Strip for the small snowflake. Also used the Decorative Label punch, Bright Christmas stamp set, Antique Brads, Early Espresso and Crumb Cake classic ink, and a Stamping Sponge.
Thanks for looking-